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Abstract
The objectives of this research were to find out the level farmer’s motivation in the refunding their loan at Baitul Maal Watamil (BMT) and to determine factors are associated with the level of motivation. This research was held on 15 November 2011 to 15 Desember 2011 in Srikaton Village in Central Bengkulu Regency. The respondents of this research were taken by using census technique. The results of this research indicate that the level of motivations to repay the loans at Baitul Maal Watamil (BMT) could be categorized in medium level or quite good. Then the factors related to the level of farmers motivations in refunding the credit, there were three factors namely. First the level of farming experience. Second the value of collateral and the last level of farmers perceptions of BMT cooperative and the credit program of cooperative it self.
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References
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- Pasaribu, J. 2006. Analisis Tingkat Pengembalian Kredit Nasbah UPKD dan Faktor Faktor Yang Mempengaruhi Pasca Proyek BRDP (Studi Kasus UPKD Sidodadi Kecamatan Pondok Kelapa Kabupaten Bengkulu Utara). Jurusan Sosial Ekonomi Fakultas Pertanian Universitas Bengkulu (Tidak Dipublikasikan).
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- Sugiyono. 1997. Statistik Untuk Penelitian..Alfabeta. Bandung.
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References
Amarta, Dina. 2006. Persepsi Terhadap Pelaksanaan Kredit Sapi dan Faktor-Faktor Yang Berhubungan Dengan Pengembalian Beban Bunga Oleh Buruh Panen Peserta Sistem Integrasi Sawit Sapi (SISS) di PT. AGRICINAL Kabupaten Bengkulu Utara.Jurusan Sosial Ekonomi Fakultas Pertanian Universitas Bengkulu (Tidak Dipublikasikan).
Pertanian (JPP) Vol IX. Lampung.
Marlena, 1999.Kontribusi Pendapatan dan Faktor-Faktor Yang Berhubungan Dengan Motivasi Kerja Petani Sebagai Karyawan Pada Industri Penggilingan Bubuk Kopi.Jurusan Sosial Ekonomi Fakultas Pertanian Universitas Bengkulu (Tidak Dipublikasikan).
Pasaribu, J. 2006. Analisis Tingkat Pengembalian Kredit Nasbah UPKD dan Faktor Faktor Yang Mempengaruhi Pasca Proyek BRDP (Studi Kasus UPKD Sidodadi Kecamatan Pondok Kelapa Kabupaten Bengkulu Utara). Jurusan Sosial Ekonomi Fakultas Pertanian Universitas Bengkulu (Tidak Dipublikasikan).
Siegel, S. 1992. Sistem Nonparametrik. P. T Gramedia Pustaka Utama. Jakarta.
Sugiyono. 1997. Statistik Untuk Penelitian..Alfabeta. Bandung.
Triwibowo, D . 2009. Analisis Faktor-Faktor yang Mempengaruhi Pengambilan Kredit Bermasalah Oleh Nasabah di Sektor Perdagangan Agribisnis, Kasus Pada BPR Rama Ganda [Skripsi]. Program Ekstensi Manajemen Agribisnis. Fakultas Pertanian. Institut Pertanian Bogor.