Main Article Content
Abstract
The Rice farming insurance (AUTP) program is a risk transfer mechanism designed to help farmers mitigate losses due to crop failures. This program is crucial as rice farming faces high level of risks and uncertainty. This study aims to analyze farmer’s attitudes toward AUTP and their satisfaction with the program’s attributes. Attitudes reflect farmer’s acceptance, trust, and perceptions of the benefits of the insurance, while satisfaction indicates the extent to wich their expectations are met. The research was conducted in Lampung Province, involving 161 randomly selected respondents. Farmers' attitudes were analyzed using Fishbein Multiattribute method, which evaluates their perceptions of various insurance attributes. Satisfaction levels were measured using the Customer Satisfaction Index (CSI), providing a quantitative perspective on farmer’s experiences with the AUTP Program. Base on the Fishbein Multiattribute analysis, farmer’s attitudes towards AUTP categorized as positive. This score indicates that farmers hold a favorable view of the AUTP program, with the highest scores attributed to service providers and pricing. According to CSI Analysis, farmer’s satisfaction was categorized as moderately satisfactory level. This indicates that although farmer’s needs are largely fulfilled, some aspects of the AUTP program still require improvement. To enhance farmer’s satisfaction and partisipation, additional effors are needed, such as expanding program outreach, refining the claims process, and offering better compensation. These actions are anticipated to ensure the sustainability and effectiveness of the AUTP program in the future.
Keywords
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Copyright (c) 2025 Dwi Haryono, Novi Rosanti , Dewi Mulia Sari, Riri Wulandari, Ebenezer Sinambela

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References
Abdullah, B. (2017). Peningkatan Kadar Antosianin Beras Merah Dan Beras Hitam Melalui Biofortifikasi / Increasing Anthocyanin Of Red And Black Rice Through Biofortification. Jurnal Penelitian Dan Pengembangan Pertanian, 36(2), 91-110. doi.org: 10.21082/jp3.v36n2.2017.p91-98
Adhitya, M., Daryanto, A., & Sahara. (2016). Analysis Of Implementation Rice Farming Insurance In Indonesia. Developing Country Studies, 6(10), 113–118. Retrieved form https://www.iiste.org/Journals/index.php/DCS/article/view/33365
Ajzen, I. (1991). The Theory Of Planned Behavior. Organizational Behavior And Human Decision Processes, 50(1), 179–211. doi: 10.1016/0749-5978(91)90020-T
Ajzen, I. (2001). Nature And Operational Of Attitudes. Annual Review Of Psychology, 52(1), 27–58. doi: 10.1146/annurev.psych.52.1.27
Ambarawati, I. G. A. A., Wijaya, I. M. A. S., & Budiasa, I., W. (2018). Risk Mitigation for Rice Production Through Agricultural Insurance: Farmer’s Perspectives. Jurnal Manajemen Dan Agribisnis, 15(2), 129–135. doi: 10.17358/jma.15.2.129
Badan Pusat Statistik Provinsi Lampung. (2023). Provinsi Lampung Dalam Angka 2023. BPS Provinsi Lampung. Retrieved form https://lampung.bps.go.id/id/publication/2023/02/28/c41e2f6fd86cd0d62dc0a0df/provinsi-lampung-dalam-angka-2023.html
Badan Pusat Statistik Indonesia. (2024). Luas Panen, Produksi, Dan Produktivitas Padi Menurut Provinsi 2018-2023. Retrieved form https://www.bps.go.id/id/statistics-table/2/MTQ5OCMy/luas-panen-produksi-dan-produktivitas-padi-menurut-provinsi.html
Bantacut, T. (2014). Indonesian Staple Food Adaptations For Sustainability In Continuously Changing Climates. Journal of Environment and Earth Science, 4(21), 202–216. Retrieved form https://www.iiste.org/Journals/index.php/JEES/article/view/17448/17680
Booms, B. H., & Bitner, M. J. (1982). Marketing Services By Managing The Environment. Rnell Hotel And Restaurant Administration Quarterly, 23(1), 35–40. doi: 10.1177/001088048202300107
Cahaya, A.T., Mahrinasari, M. S., & Pandjaitan, D. R. H. (2024). Influence Of Marketing Mix And Consumer Attitudes Regarding Purchase Decisions Through Brand Image As A Mediating Variable To (Kentucky Fried Chicken Lampung). IJESSS. 5(2). doi: 10.38142/ijesss.v5i2.1025
Cochran, W.G. (1977) Sampling Techniques. 3rd Edition. John Wiley & Sons. New York
Farid, M. S., Cavicchi, A., Rahman, M. M., Barua, S., Ethen, D. Z., Happy, F. A., Rasheduzzaman, M., Sharma, D., & Alam, M. J. (2023). Assessment Of Marketing Mix Associated With Consumer’s Purchase Intention Of Dairy Products In Bangladesh: Application Of An Extended Theory Of Planned Behavior. Heliyon, 9(6), 16657-16670. doi: 10.1016/j.heliyon.2023.e16657
Fatmawaty, F., Mardiyati, S., Syafiuddin, S., & Natsir, M. (2022). Determinant Of Farmer Participation In The Rice Farming Insurance Program In Jeneponto Regency. Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian Dan Agribisnis, 21(02), 397–408. doi: 10.31186/jagrisep.21.2.397-408
Fattah, M. A., Arifin, A., Mardiyati, S., Natsir, M., & Muslimin, M. (2023). Efficiency, Risk, And Profitability Of Rainfed Rice Farming In South Sulawesi, Indonesia. Journal Of Socioeconomics And Development, 6(2), 149-159. doi: 10.31328/jsed.v6i2.4775
Firdaus, A. H., & Nurhayati, E. (2023). Future Food Demand In Poor Indonesian Districts. Center For Indonesian Policy Studies. Jakarta
Fishbein, M., & Ajzen, I. (1977). Belief, Attitude, Intention And Behavior: An Introduction To Theory And Research. Contemporary Sociology, 10(2), 130-132. doi: 10.2307/2065853
Geelsya, Y., Osmet, & Hasnah. (2020). Analisis Tingkat Kepuasan Petani Terhadap Program Asuransi Usahatani Padi (AUTP) Di Kecamatan Kuranji Kota Padang. Journal Of Socio Economics On Tropical Agriculture, 2(3), 220–233. doi: 10.25077/joseta.v2i3.403
Gitosaputro, S., Nurmayasari, I., & Rangga, K. K. (2023). Persepsi Petani Terhadap Program Asuransi Usaha Tani Padi (AUTP) Di Kabupaten Lampung Selatan. Jurnal Penyuluhan, 19(02), 335–345. doi: 10.25015/19202345426
Handani, W. M., Kusnadi, N., & Rachmina, D. (2021). Prospek Swasembada Beras Di Provinsi Kalimantan Timur. Jurnal Agribisnis Indonesia, 9(1), 67–78. doi: 10.29244/jai.2021.9.1.67-78
Hardyanti, P. I., Djuliansah, D., & Nuryati, R. (2023). Sikap Dan Kepuasan Petani Terhadap Atribut Asuransi Usahatani Padi Di Kabupaten Garut. Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis, 9(2), 1771-1785. doi: 10.25157/ma.v9i2.10074
Harlina, P. W., Fitriansyah, F. A., & Shahzad, R. (2023). The Challenging Concept Of Diversifying Non-Rice Products From Cassava By Changing Indonesian People’s Behavior And Perception: A Review. Food Research, 7(5), 251–259. doi: 10.26656/fr.2017.7(5).962
Indrayanti, T., Jamhari, J., Mulyo, J. H., & Masyhuri, M. (2019). The Customer Satisfaction Analysis Of Community Based Agrotourism In Yogyakarta. Caraka Tani: Journal Of Sustainable Agriculture, 35(1), 33-46. doi: 10.20961/carakatani.v35i1.29336
Kabir, M. J., Sarkar, M. A. R.., Rahman, M. C, Rahman, N. M. F., Mamun, M. A. A., Chowdhury, A., Salam, M. U., & Kabir, M. S. (2021). Risk Of Rice Cultivation Under Current And Future Environment And Market. Bangladesh Rice Journal, 25(1), 101–110. doi: 10.3329/brj.v25i1.55182
Khasanah, R., Suwarto, A. W., & Wijianto, A. (2020). Respons Petani Terhadap Program Asuransi Usaha Tani Padi (AUTP) Di Kecamatan Adimulyo Kabupaten Kebumen. Agritexts, 44(1), 41-47. doi: 10.20961/agritexts.v44i1.41881
Kumalasari, D., Sarwono, & Noviani, R. (2023). Analisis Dampak Alih Fungsi Lahan Pertanian Ke Non Pertanian Terhadap Ketahanan Pangan Di Kecamatan Gondangrejo Kabupaten Karanganyar Tahun 2011-2020. Indonesian Journal Of Environment And Disaster, 02(01), 68–75. doi: 10.20961/gea.v4i2.101262
Kusumawardhani, R. T., & Octavia, E. (2023). Implikasi Harga Gabah Terhadap Kesejahteraan Petani Tanaman Pangan Dan Inflasi. Jurnal Budget : Isu Dan Masalah Keuangan Negara, 8(2), 236–254. doi: 10.22212/jbudget.v8i2.171
Lin, L., Jian, W., & Zhao, J. (2010). Study On The Consumer Satisfaction Of Agricultural Insurance Based On Fuzzy Comprehensive Evaluation And Markov Chain Method. Seventh International Conference On Fuzzy Systems And Knowledge Discovery (FSKD 2010), 29(3), 1374–1377. doi: 10.1109/FSKD.2010.5569178
Mahyarni. (2013). Theory Of Reasoned Action Dan Theory Of Planned Behavior (Sebuah Kajian Historis Tentang Perilaku). EL-RIYASAH, 4(1), 13–23. doi: 10.24014/jel.v4i1.17
Majiid, R. I. S., Sutrisno, J., & Barokah, U. (2020). Measuring The Satisfaction Levels Of Customers Of Fresh Vegetables Towards The Marketing Mix In Traditional Markets In Sukoharjo Regency, Indonesia. Caraka Tani: Journal Of Sustainable Agriculture, 35(1), 117. doi: 10.20961/carakatani.v35i1.34476
Malau, L. R. E., Rambe, K. R., Ulya, A. N., & G, P. A. (2023). Dampak Perubahan Iklim Terhadap Produksi Tanaman Pangan Di Indonesia (The Impact Of Climate Change On Food Crop Production In Indonesia). Jurnal Penelitian Pertanian Terapan, 23(1), 34–46. doi: 10.25181/jppt.v23i1.2418
Malelak, S. L., Setiawan, B., & Maulidah, S. (2021). Analysis Of Marketing Mix On Consumer Loyalty: Empirical Study Of Customer Satisfaction Of Local Product. International Journal Of Business, Technology And Organizational Behavior (IJBTOB), 1(3), 160–168. doi: 10.52218/ijbtob.v1i3.88
Martilla, J. A., & James, J. C. (1977). Importance-Performance Analysis. Journal Of Marketing, 41(1), 77–79. doi: 10.1177/002224297704100112
Mowen, J. C., & Minor, M. (2022). Perilaku konsumen jilid 1. Erlangga. Jakarta
Mustika, M., Fariyanti, A., & Tinaprilla, N. (2019). Analisis Sikap Dan Kepuasan Petani Terhadap Atribut Asuransi Usahatani Padi Di Kabupaten Karawang Jawa Barat. Forum Agribisnis, 9(2), 200–214. doi: 10.29244/fagb.9.2.200-214
Naibaho, E. R., Fauzi, A., & Sadalia, I. (2020). The Effect Of Marketing Mix On Satisfaction Of Customer Insurance Products Unit Link (Empirical Study In PT AIA Financial Branch Phoenix Medan). International Journal Of Research And Review, 7(2), 47–55. doi: 10.53896/ijrr.v7i2.104
Ngamal, Y. (2022). Asuransi Sebagai Pengalihan Dan Pengurangan Risiko Kebijakan Pemerintah Di Sektor Pertanian Di Indonesia. Jurnal Manajemen Risiko, 3(1), 91–102. doi: 10.33541/mr.v3i1.4481
Novita, L., Kusumaningrum, D., & Saraswati, D. (2023). Paddy Farmers Profiling And Estimation Of Willingness To Pay Towards The AUTP And KUR Integration Program. AIP Conf. Proc., 98(3), 2877-2885. doi:10.1063/5.0183222
Nugrahapsari, R. A., & Hutagaol, M. P. (2021). Tinjauan Kritis Terhadap Kebijakan Harga Gabah Dan Beras Di Indonesia. Forum Penelitian Agro Ekonomi, 39(1), 11-28. doi: 10.21082/fae.v39n1.2021.11-26
Nuryanti, S. (2018). Swasembada Beras Berkelanjutan: Dilema Antara Stabilisasi Harga Dan Distribusi Pendapatan. Forum Penelitian Agro Ekonomi, 35(1), 19-31. doi: 10.21082/fae.v35n1.2017.19-30
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