Main Article Content

Abstract

The Rice farming insurance (AUTP) program is a risk transfer mechanism designed to help farmers mitigate losses due to crop failures. This program is crucial as rice farming faces high level of risks and uncertainty. This study aims to analyze farmer’s attitudes toward AUTP and their satisfaction with the program’s attributes. Attitudes reflect farmer’s acceptance, trust, and perceptions of the benefits of the insurance, while satisfaction indicates the extent to wich their expectations are met. The research was conducted in Lampung Province, involving 161 randomly selected respondents. Farmers' attitudes were analyzed using Fishbein Multiattribute method, which evaluates their perceptions of various insurance attributes. Satisfaction levels were measured using the Customer Satisfaction Index (CSI), providing a quantitative perspective on farmer’s experiences with the AUTP Program. Base on the Fishbein Multiattribute analysis, farmer’s attitudes towards AUTP categorized as positive. This score indicates that farmers hold a favorable view of the AUTP program, with the highest scores attributed to service providers and pricing. According to CSI Analysis, farmer’s satisfaction was categorized as moderately satisfactory level.  This indicates that although farmer’s needs are largely fulfilled, some aspects of the AUTP program still require improvement. To enhance farmer’s satisfaction and partisipation, additional effors are needed, such as expanding program outreach, refining the claims process, and offering better compensation. These actions are anticipated to ensure the sustainability and effectiveness of the AUTP program in the future.

Keywords

Consumer attitudes Farm insurance Marketing mix Satisfaction

Article Details

How to Cite
Haryono, D., Rosanti , N., Sari, D. M., Wulandari, R., & Sinambela , E. (2025). Measuring Customer Satisfaction Using Marketing Mix Approach on Rice Farming Insurance Clients. Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian Dan Agribisnis, 24(02), 677–704. https://doi.org/10.31186/jagrisep.24.02.677-704

References

  1. Abdullah, B. (2017). Peningkatan Kadar Antosianin Beras Merah Dan Beras Hitam Melalui Biofortifikasi / Increasing Anthocyanin Of Red And Black Rice Through Biofortification. Jurnal Penelitian Dan Pengembangan Pertanian, 36(2), 91-110. doi.org: 10.21082/jp3.v36n2.2017.p91-98
  2. Adhitya, M., Daryanto, A., & Sahara. (2016). Analysis Of Implementation Rice Farming Insurance In Indonesia. Developing Country Studies, 6(10), 113–118. Retrieved form https://www.iiste.org/Journals/index.php/DCS/article/view/33365
  3. Ajzen, I. (1991). The Theory Of Planned Behavior. Organizational Behavior And Human Decision Processes, 50(1), 179–211. doi: 10.1016/0749-5978(91)90020-T
  4. Ajzen, I. (2001). Nature And Operational Of Attitudes. Annual Review Of Psychology, 52(1), 27–58. doi: 10.1146/annurev.psych.52.1.27
  5. Ambarawati, I. G. A. A., Wijaya, I. M. A. S., & Budiasa, I., W. (2018). Risk Mitigation for Rice Production Through Agricultural Insurance: Farmer’s Perspectives. Jurnal Manajemen Dan Agribisnis, 15(2), 129–135. doi: 10.17358/jma.15.2.129
  6. Badan Pusat Statistik Provinsi Lampung. (2023). Provinsi Lampung Dalam Angka 2023. BPS Provinsi Lampung. Retrieved form https://lampung.bps.go.id/id/publication/2023/02/28/c41e2f6fd86cd0d62dc0a0df/provinsi-lampung-dalam-angka-2023.html
  7. Badan Pusat Statistik Indonesia. (2024). Luas Panen, Produksi, Dan Produktivitas Padi Menurut Provinsi 2018-2023. Retrieved form https://www.bps.go.id/id/statistics-table/2/MTQ5OCMy/luas-panen-produksi-dan-produktivitas-padi-menurut-provinsi.html
  8. Bantacut, T. (2014). Indonesian Staple Food Adaptations For Sustainability In Continuously Changing Climates. Journal of Environment and Earth Science, 4(21), 202–216. Retrieved form https://www.iiste.org/Journals/index.php/JEES/article/view/17448/17680
  9. Booms, B. H., & Bitner, M. J. (1982). Marketing Services By Managing The Environment. Rnell Hotel And Restaurant Administration Quarterly, 23(1), 35–40. doi: 10.1177/001088048202300107
  10. Cahaya, A.T., Mahrinasari, M. S., & Pandjaitan, D. R. H. (2024). Influence Of Marketing Mix And Consumer Attitudes Regarding Purchase Decisions Through Brand Image As A Mediating Variable To (Kentucky Fried Chicken Lampung). IJESSS. 5(2). doi: 10.38142/ijesss.v5i2.1025
  11. Cochran, W.G. (1977) Sampling Techniques. 3rd Edition. John Wiley & Sons. New York
  12. Farid, M. S., Cavicchi, A., Rahman, M. M., Barua, S., Ethen, D. Z., Happy, F. A., Rasheduzzaman, M., Sharma, D., & Alam, M. J. (2023). Assessment Of Marketing Mix Associated With Consumer’s Purchase Intention Of Dairy Products In Bangladesh: Application Of An Extended Theory Of Planned Behavior. Heliyon, 9(6), 16657-16670. doi: 10.1016/j.heliyon.2023.e16657
  13. Fatmawaty, F., Mardiyati, S., Syafiuddin, S., & Natsir, M. (2022). Determinant Of Farmer Participation In The Rice Farming Insurance Program In Jeneponto Regency. Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian Dan Agribisnis, 21(02), 397–408. doi: 10.31186/jagrisep.21.2.397-408
  14. Fattah, M. A., Arifin, A., Mardiyati, S., Natsir, M., & Muslimin, M. (2023). Efficiency, Risk, And Profitability Of Rainfed Rice Farming In South Sulawesi, Indonesia. Journal Of Socioeconomics And Development, 6(2), 149-159. doi: 10.31328/jsed.v6i2.4775
  15. Firdaus, A. H., & Nurhayati, E. (2023). Future Food Demand In Poor Indonesian Districts. Center For Indonesian Policy Studies. Jakarta
  16. Fishbein, M., & Ajzen, I. (1977). Belief, Attitude, Intention And Behavior: An Introduction To Theory And Research. Contemporary Sociology, 10(2), 130-132. doi: 10.2307/2065853
  17. Geelsya, Y., Osmet, & Hasnah. (2020). Analisis Tingkat Kepuasan Petani Terhadap Program Asuransi Usahatani Padi (AUTP) Di Kecamatan Kuranji Kota Padang. Journal Of Socio Economics On Tropical Agriculture, 2(3), 220–233. doi: 10.25077/joseta.v2i3.403
  18. Gitosaputro, S., Nurmayasari, I., & Rangga, K. K. (2023). Persepsi Petani Terhadap Program Asuransi Usaha Tani Padi (AUTP) Di Kabupaten Lampung Selatan. Jurnal Penyuluhan, 19(02), 335–345. doi: 10.25015/19202345426
  19. Handani, W. M., Kusnadi, N., & Rachmina, D. (2021). Prospek Swasembada Beras Di Provinsi Kalimantan Timur. Jurnal Agribisnis Indonesia, 9(1), 67–78. doi: 10.29244/jai.2021.9.1.67-78
  20. Hardyanti, P. I., Djuliansah, D., & Nuryati, R. (2023). Sikap Dan Kepuasan Petani Terhadap Atribut Asuransi Usahatani Padi Di Kabupaten Garut. Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis, 9(2), 1771-1785. doi: 10.25157/ma.v9i2.10074
  21. Harlina, P. W., Fitriansyah, F. A., & Shahzad, R. (2023). The Challenging Concept Of Diversifying Non-Rice Products From Cassava By Changing Indonesian People’s Behavior And Perception: A Review. Food Research, 7(5), 251–259. doi: 10.26656/fr.2017.7(5).962
  22. Indrayanti, T., Jamhari, J., Mulyo, J. H., & Masyhuri, M. (2019). The Customer Satisfaction Analysis Of Community Based Agrotourism In Yogyakarta. Caraka Tani: Journal Of Sustainable Agriculture, 35(1), 33-46. doi: 10.20961/carakatani.v35i1.29336
  23. Kabir, M. J., Sarkar, M. A. R.., Rahman, M. C, Rahman, N. M. F., Mamun, M. A. A., Chowdhury, A., Salam, M. U., & Kabir, M. S. (2021). Risk Of Rice Cultivation Under Current And Future Environment And Market. Bangladesh Rice Journal, 25(1), 101–110. doi: 10.3329/brj.v25i1.55182
  24. Khasanah, R., Suwarto, A. W., & Wijianto, A. (2020). Respons Petani Terhadap Program Asuransi Usaha Tani Padi (AUTP) Di Kecamatan Adimulyo Kabupaten Kebumen. Agritexts, 44(1), 41-47. doi: 10.20961/agritexts.v44i1.41881
  25. Kumalasari, D., Sarwono, & Noviani, R. (2023). Analisis Dampak Alih Fungsi Lahan Pertanian Ke Non Pertanian Terhadap Ketahanan Pangan Di Kecamatan Gondangrejo Kabupaten Karanganyar Tahun 2011-2020. Indonesian Journal Of Environment And Disaster, 02(01), 68–75. doi: 10.20961/gea.v4i2.101262
  26. Kusumawardhani, R. T., & Octavia, E. (2023). Implikasi Harga Gabah Terhadap Kesejahteraan Petani Tanaman Pangan Dan Inflasi. Jurnal Budget : Isu Dan Masalah Keuangan Negara, 8(2), 236–254. doi: 10.22212/jbudget.v8i2.171
  27. Lin, L., Jian, W., & Zhao, J. (2010). Study On The Consumer Satisfaction Of Agricultural Insurance Based On Fuzzy Comprehensive Evaluation And Markov Chain Method. Seventh International Conference On Fuzzy Systems And Knowledge Discovery (FSKD 2010), 29(3), 1374–1377. doi: 10.1109/FSKD.2010.5569178
  28. Mahyarni. (2013). Theory Of Reasoned Action Dan Theory Of Planned Behavior (Sebuah Kajian Historis Tentang Perilaku). EL-RIYASAH, 4(1), 13–23. doi: 10.24014/jel.v4i1.17
  29. Majiid, R. I. S., Sutrisno, J., & Barokah, U. (2020). Measuring The Satisfaction Levels Of Customers Of Fresh Vegetables Towards The Marketing Mix In Traditional Markets In Sukoharjo Regency, Indonesia. Caraka Tani: Journal Of Sustainable Agriculture, 35(1), 117. doi: 10.20961/carakatani.v35i1.34476
  30. Malau, L. R. E., Rambe, K. R., Ulya, A. N., & G, P. A. (2023). Dampak Perubahan Iklim Terhadap Produksi Tanaman Pangan Di Indonesia (The Impact Of Climate Change On Food Crop Production In Indonesia). Jurnal Penelitian Pertanian Terapan, 23(1), 34–46. doi: 10.25181/jppt.v23i1.2418
  31. Malelak, S. L., Setiawan, B., & Maulidah, S. (2021). Analysis Of Marketing Mix On Consumer Loyalty: Empirical Study Of Customer Satisfaction Of Local Product. International Journal Of Business, Technology And Organizational Behavior (IJBTOB), 1(3), 160–168. doi: 10.52218/ijbtob.v1i3.88
  32. Martilla, J. A., & James, J. C. (1977). Importance-Performance Analysis. Journal Of Marketing, 41(1), 77–79. doi: 10.1177/002224297704100112
  33. Mowen, J. C., & Minor, M. (2022). Perilaku konsumen jilid 1. Erlangga. Jakarta
  34. Mustika, M., Fariyanti, A., & Tinaprilla, N. (2019). Analisis Sikap Dan Kepuasan Petani Terhadap Atribut Asuransi Usahatani Padi Di Kabupaten Karawang Jawa Barat. Forum Agribisnis, 9(2), 200–214. doi: 10.29244/fagb.9.2.200-214
  35. Naibaho, E. R., Fauzi, A., & Sadalia, I. (2020). The Effect Of Marketing Mix On Satisfaction Of Customer Insurance Products Unit Link (Empirical Study In PT AIA Financial Branch Phoenix Medan). International Journal Of Research And Review, 7(2), 47–55. doi: 10.53896/ijrr.v7i2.104
  36. Ngamal, Y. (2022). Asuransi Sebagai Pengalihan Dan Pengurangan Risiko Kebijakan Pemerintah Di Sektor Pertanian Di Indonesia. Jurnal Manajemen Risiko, 3(1), 91–102. doi: 10.33541/mr.v3i1.4481
  37. Novita, L., Kusumaningrum, D., & Saraswati, D. (2023). Paddy Farmers Profiling And Estimation Of Willingness To Pay Towards The AUTP And KUR Integration Program. AIP Conf. Proc., 98(3), 2877-2885. doi:10.1063/5.0183222
  38. Nugrahapsari, R. A., & Hutagaol, M. P. (2021). Tinjauan Kritis Terhadap Kebijakan Harga Gabah Dan Beras Di Indonesia. Forum Penelitian Agro Ekonomi, 39(1), 11-28. doi: 10.21082/fae.v39n1.2021.11-26
  39. Nuryanti, S. (2018). Swasembada Beras Berkelanjutan: Dilema Antara Stabilisasi Harga Dan Distribusi Pendapatan. Forum Penelitian Agro Ekonomi, 35(1), 19-31. doi: 10.21082/fae.v35n1.2017.19-30
  40. Putri, S. A., Gitosaputro, S., & Syarief, Y. A. (2020). Motivasi Motivasi Petani Mengikuti Program Asuransi Usahatani Padi (AUTP) Di Kabupaten Lampung Tengah. Suluh Pembangunan : Journal Of Extension And Development, 2(1), 45–53. doi: 10.23960/jsp.v2i1.28
  41. Schiffman, L. G., Kanuk, L. L., & Havard, H. (2012). Consumer Behavior A European Outlook (Second Edition). Pearson Education. United State
  42. Sudewi, S., Ala, A., Baharuddin, B., & BDR, M. F. (2020). Keragaman Organisme Pengganggu Tanaman (OPT) Pada Tanaman Padi Varietas Unggul Baru (VUB) Dan Varietas Lokal Pada Percobaan Semi Lapangan. Agrikultura, 31(1), 15. doi: 10.24198/agrikultura.v31i1.25046
  43. Sugiyono, S. (2013). Metode Penelitian Kuantitatif, Kualitatif, Dan R & D. CV. Alfabeta. Jakarta
  44. Sukrisno, A., Susilawati, E, & Fahmi, D. R. (2024). The Influence Of Marketing Mix Strategies For Savings Plus (BNI Taplus) Products On The Level Of Customer Satisfaction At Pt. Bank Negara Indonesia (Persero) Tbk Supporting Branch Office (KCP) Wisma Bumiputera Jakarta. JEFMS, 7(8), 5354-5367. doi: 10.47191/jefms/v7-i8-57
  45. Swain, Mamata (2014) Crop insurance for adaptation to climate change in India. Working papers (61). Asia Research Centre (ARC). Retrieved form http://eprints.lse.ac.uk/id/eprint/59031
  46. Syah, M. A., Mukson, M., & Roessali, W. (2021). Farmer Satisfaction Analysis On Rice Farming Insurance Program In Tegal Regency. Agrisocionomics: Jurnal Sosial Ekonomi Pertanian, 5(1), 40–55. doi: 10.14710/agrisocionomics.v5i1.7361
  47. Vadilaksono, M. I., Syaukat, Y., & Widyastutik, W. (2023). Harmonization Of Rice Production Policy And Rice Trade Policy In Indonesia. Jurnal Manajemen Dan Agribisnis, 20(1), 154–163. doi: 10.17358/jma.20.1.154
  48. Wahyuningsih, T. A., & Hasan, F. (2019). Persepsi Dan Partisipasi Petani Terhadap Asuransi Usahatani Padi Di Kecamatan Pilangkenceng Kabupaten Madiun. JSEP (Journal Of Social And Agricultural Economics), 12(3), 11. doi: 10.19184/jsep.v12i03.11578
  49. Yanuarti, R., & Ibanah, I. (2023). Mitigasi Resiko: Studi Kasus Keikutsertaan Petani dalam Program Asuransi Usahatani Padi. Berkala Ilmiah Pertanian, 6(2), 98. doi: 10.19184/bip.v6i2.38839
  50. Yudelson, J. (1999). Adapting McCarthy’s Four P’s for the Twenty-First Century. Journal Of Marketing Education, 21(1), 60–67. doi: 10.1177/0273475399211008