Conjuncture: The Journal of Economics

The Role Of Community Participation In Moderating Clean And Healthy Life Behaviour On The Success Of The Kota Tanpa Kumuh (Kotaku) Program (Case Study In Bengkulu City)

Beni Berlan, Bambang Agoes H, Lela Rospida — Sat, 30 Nov 2024 00:00:00 +0000

This study aims to analyze the moderating role of community participation on the influence of clean and healthy living behaviors on the success of the Kotaku program, which will be analyzed using statistical data and proven scientifically through hypothesis testing. The results showed that(1) The results showed that clean and healthy living behavior (PHBS) has a positive and significant influence on the success of the Kotaku program in Bengkulu City; (2) The results showed that community participation has a positive and significant influence on the success of the Kotaku program in Bengkulu City; and (3) Based on the results of the study, it is known that community participation has a moderating role on the influence of clean and healthy living behavior in supporting the success of the Kotaku program in Bengkulu City. The moderating role that occurs is negative moderation, where if participation is low, then the role of PHBS in supporting the success of the Kotaku program will also decrease.

Optimisation Of Local Expenditure Realisation Through The Use Of Simda Fmis Financial Application In The Local Government Of Bengkulu Province

Aan Trihandono, Hutapia Hutapia, Roosemarina Anggraini Rambe — Sat, 30 Nov 2024 00:00:00 +0000

The aim of the research is to analyze the achievement of regional expenditure realization by using new financial applications on regional expenditure activities in the OPD of the Bengkulu Provincial Government in Quarters 1 and 2 of 2022 and 2023 and to determine the constraining factors for Human Resources, Infrastructure and Budget allocation in implementing the application new, so that later they can provide input for the development and improvement of financial applications. The data used in the research uses primary data in the form of questionnaires and interviews as well as secondary data from the results of the Regional Financial Report for Semester I of the 2022 and 2023 Fiscal Years. The results of the research Optimization of spending activities in the Bengkulu Provincial government is not yet optimal, this is due to the decline in the absorption of actual spending in Quarter 1 and 2 in 2023 when compared with 2022. If we look at the educational background data of respondents, 60% of ASN who are involved either directly or indirectly in the application of SIMDA FMIS are Bachelor and Master graduates in accounting and economics, so this is one of the advantages in understanding the components of regional shopping activities and preparing accountability reports for shopping activities. Almost 100% of ASN have at least once and frequently used the previous application in the form of SIMDA, making it nothing new in operating other financial applications, it's just that the work experience in the financial sector for Expenditure Treasurers owned by OPD is still less than 1 year with quite minimal experience making lack of optimal understanding of the rules and mechanisms of the shopping activity process in the SIMDA FMIS application. Infrastructure support is also very good, in improving the internet network, but in meeting the need for laptops it is still very difficult to be used/accessed by ASN who are directly involved in regional financial management. Budget allocations still require time for budget changes to allocate infrastructure to support the performance of ASN involved in regional financial management and to optimize regional financial applications whose systems are already very dynamic. Researchers concluded that there were 3 things that were constraining factors: 1) Quality readiness of human resources, 2) Infrastructure and 3) Budget allocation for spending activities that support the SIMDA FMIS application could not be maximized, resulting in a decrease in spending realization in the 2023 Fiscal Year.

Analysis Of Perceptions Of Creative Economy Industry Development In Bengkulu City

Reni Marlina, Armelly Armelly, Muhammad Rusdi — Sat, 30 Nov 2024 00:00:00 +0000

It is believed that the creative economy can be a new breakthrough for the Indonesian nation in facing the problems of economic growth and employment, which is also an alternative step to the global economic challenges that are leading to the current economic transformation. The GDP of creative industries in Indonesia is ranked eighth out of ten industries that contribute to national GDP, namely 6.28 and a value of 104.6 trillion rupiah. However, after 2010 the economic contribution to GDP Creativity continued to grow. Labor absorption in the creative economy is 10-11% every year and the number of workers is around 11-12 million people. The share of creative industries in national exports is also 5-6% per year. The growth rate of the creative economy tends to increase from year to year. Developing tourism and the creative economy in the city of Bengkulu requires a targeted program The data used is primary data, using a purposive sampling method with a total of 70 respondents. The data was analyzed using the Likert Scale Analysis method. The respondents analyzed were 70 respondents consisting of 27 men or 39% of the total respondents and 43 women or 61% of the total respondents. 45 people were under 50 years old or 64% of the total respondents and 25 over 50 years old or 36% of the total respondents. 5 people had elementary school education or 7%, 7 respondents had junior high school education or 10%, 25 respondents had high school education or 36% and 33 respondents had college education or 47%. The analysis measures respondents' perceptions of 4 (four) creative economy industry development variables. Research results: HR variables average 3.58 "Good" raw material variables average 4.27 "Very good" Competitiveness variables average 3.99 "Good" and conducive environment variables average 4.10 good". Distribution and frequency in the very good category: 3 respondents or 4%. In the good category 13 respondents or 19%. 33 respondents or 47% were in the sufficient category. In the not good category 19 respondents or 27% and in the not good category 2 respondents or 3%. The best frequency is in interval class number 3, sufficient category with a frequency of 33 respondents or 47%. Meanwhile, the smallest frequency is in the interval 5 or very bad with a frequency of 2 or 7.5%.

Analysis Of The Health Level Of Banks In Indonesia

Dedi Mustika, Retno Agustina Ekaputri, Muhammad Rusdi — Sat, 30 Nov 2024 00:00:00 +0000

This research aims to analyze the comparative level of health of HIMBARA bank and regional development bank BPD in Indonesia, to prove the analysis of the current and future level of bank health of HIMBARA bank and regional development bank BPD in Indonesia. Qualitative research method where this research studies the natural condition of objects, comparative analysis based on a risk approach (risk based bank rating) with the RBBR method with four forming components, namely risk profile, governance, performance and capital. based on a composite rating for assessing the level of bank health based on POJK NOMOR.4/POJK.03/2016. Results of comparative research on the health level of HIMBARA banks for the 2018-2022 period. MDR Bank has a composite of 1 "very healthy" bank, BBRI for the periods 2018, 2019, 2021 and 2022 has a composite of 1 "very healthy" bank. BBNI for the periods 2018, 2019, 2021 and 2022 had a composite rating of 1 "very healthy" bank and BBTN bank in 2018 had a composite rating of 1 bank "very healthy", in 2019 and 2020 it had a composite of 3 "fairly healthy" banks and in 2021, 2022 it had a composite rating. 2 “healthy” banks. 14 "very healthy" BPD banks have a composite of 1 "very healthy" bank and 12 combined BPD banks have a "combination" predicate, namely composite 1, 2 and 3 with the predicate "very healthy" bank, "healthy" bank and "fairly healthy" bank. Three BPDs with sharia principles each have a composite rating of 1 "very healthy" bank. 13 BPD UUS which have sharia business units with a composite rating of 1 bank "very healthy" and a composite rating of 2 banks "healthy". The absence of a downgrade in the ratings during the 2 reporting periods for HIMBARA and BPD banks proves that the portrait of the bank's current performance is a portrait of the bank in the future . The decrease in the composite level is influenced by the risk profile of credit risk, where there is an increase in NPL which affects the performance profile due to a decrease in interest income, a decrease in NIM due to many restructurings, an increase in the cost of credit COC (CKPN and loan fees) which ultimately decreases ROA or bank income. known as NPBT (net performing branch total). In BPD banks, the decline in the composite level also occurred in the governance profile, this occurred because the recruitment of regional bank managers was still weak, the recruitment pattern seemed forced by shareholders so that management performance decreased which ultimately affected the composite level.

Comparative Analysis Of The Efficiency Of Islamic Commercial Banks And Conventional Commercial Banks In Indonesia

Tri Putriana, Roosemarina A Rambe, Purmini Purmini — Sat, 30 Nov 2024 00:00:00 +0000

The purposive in this study to analyze efficiency of sharia banks and efficiency of conventional commercial banks and to compare the efficiency of sharia banks and conventional commercial banks in Indonesia in 2021. The research in this study is descriptive with a quantitative approach. The research sample was 46 banks 46 banks listed on the Indonesian Stock Exchange taken the purposive sampling method. The analysis method using Data Envelopment Analysis (DEA) which is sourced from input and output data for the financial reports of sharia commercial banks and conventional commercial banks in Indonesia in 2021, which is processed using DEAP 2.1 software. The results show that the findings show that of the 3 existing sharia commercial banks, there is 1 efficient bank and 2 inefficient banks with an average sharia bank efficiency of 85.267% and the least efficient sharia commercial bank is PT. Bank Panin Dubai Syariah, Tbk. The findings also show that of the 43 existing conventional commercial banks, there are 15 efficient banks and 28 inefficient banks with an average efficiency of conventional commercial banks of 85.153%.

Implementation Of Gender Mainstreaming (PUG) Policy Implementation In Regional Development In Bengkulu Province

Rehesten Linarti, Hutapia Hutapia, Purmini Purmini — Sat, 30 Nov 2024 00:00:00 +0000

This study aims to find out the effectiveness of implementing the PUG policy strategy in the Regional Development of Bengkulu Provinceby looking at the achievements of the implementation of the PUG Policy Strategy which includes 7 (seven) prerequisites, namely: Commitment, Policy, Institutions, Resources, Analytical Tools, Disaggregated Data, and Community Participation. The method used in this study is descriptive with a qualitative approach.Based on the study results, it can be seen that the implementation of the PUG policy strategy is on a scale"less effective" because of the seven prerequisite indicators, only five indicators have been implemented while the other two indicators have not been implemented, namely the resource indicator and the analytical tool indicator. This condition indirectly indicates that there is a lack of synchronization between the implementation of general policies for implementing PUG and the implementation of operational technical policies for implementing PUG. Or in other words, it can be concluded that the implementation of general policies to achieve PUG goals has not been supported by adequate policy implementation at the operational technical level. Taking into account these problems, a number of suggestions can be recommended for improving the implementation of PUG policies by the Bengkulu Provincial Government, namely: (1) Activating all tasks and functions of the PUG institution, namely the PUG Working Group, Technical Team andFocal Point. (2) Increasing socialization and advocacy related to the implementation of PUG policies to all OPDs (3) Maximizing coordination between Pokja PUG members by implementing a systemreward and punishman.