Zulyanto, Aan. “Dampak Pandemi Covid-19 Terhadap Kinerja Perbankan Syariah Di Indonesia”. Convergence: The Journal of Economic Development 5, no. 2 (June 3, 2025): 99–111. Accessed June 19, 2025. https://ejournal.unib.ac.id/convergence-jep/article/view/32478.