JEPERTA - Jurnal Ekonomi Pertanian dan Agribisnis

Analysis of Peacock Flower Farming Business Income (Symphyotrichum pilosum): Case Study in Girijaya Village, Cidahu District, Sukabumi Regency

2025-06-20T16:32:26+00:00

This study analyzes the income of Peacock flower (Symphyotrichum pilosum) farming through a case study of farmers in Girijaya Village, Cidahu District, Sukabumi Regency, West Java. The agricultural sector, especially floriculture agribusiness, plays an important role in supporting the national economy and alleviating poverty in rural areas. The Peacock flower was chosen as the research object due to its high market demand and promising profit potential. This study aims to determine the farming costs, revenue, income, and financial feasibility of Peacock flower farming using indicators such as R/C Ratio, B/C Ratio, Break Even Point (BEP), and Payback Period (PP). The research method involved a survey of Peacock flower farmers in Girijaya Village, collecting both primary and secondary data. The results show that Peacock flower farming in Girijaya Village has an efficient cost structure and is capable of generating considerable income. The obtained R/C Ratio and B/C Ratio values are greater than one, indicating that this business is feasible to run. Furthermore, the break-even point can be reached in a relatively short time, minimizing the risk of loss. This study is expected to serve as a reference for farmers, government, and academics in developing sustainable floriculture enterprises in rural areas.

Dapatkah Beras Disubsitusi Oleh Komoditi Pangan Lain?(Studi Kasus Permintaan Pangan di Kota Bengkulu)

2025-06-24T14:52:34+00:00

This paper aims to estimate the demand for rice and other staple
foods among the urban households and analyze the potential for rice
substitution with these staple foods. The estimation uses the
Quadratic Almost Ideal Demand System (QUAIDS) model and
microdata from the SUSENAS 2022 Bengkulu. We estimate five
staple foods: rice, potatoes, wheat, cassava, and corn. The results
show that, in Bengkulu City, rice stands as the staple food with the
highest share of consumption expenditure, reaching 90.04%, while
maize exhibits the lowest share at 1.31%. The prominence of rice
consumption is striking, even when compared to potatoes, which
have a relatively similar price per kilogram. Rice also has the most
elastic expenditure elasticity. The own-price elasticity of rice is
elastic when estimated using the Marshallian elasticity but inelastic
using the Hicksian elasticity. However, both own-price elasticities
of potatoes, wheat, and cassava are elastic. Cross-price elasticities
show that rice could be substituted by potatoes, wheat, cassava, and
corn. This finding implies that these staple foods can play a
significant role as alternative carbohydrate substitutes for rice
in the urban area.

Pengaruh Kinerja Keuangan UMKM terhadap Pemberian Fasilitas Pembiayaan Kredit Usaha Rakyat (KUR) oleh PT. Bank BRI Syariah Kantor Cabang Bengkulu

2025-06-16T07:15:27+00:00

This study investigates the effect of micro, small, and medium enterprise (MSMEs’) financial performance on the provision of People's Business Credit (KUR) financing by PT. BRI Syariah, Bengkulu Branch Office. The research aims to analyze the financial performance of MSMEs, the amount of KUR disbursed, and how financial performance influences KUR financing decisions. The method employed is a quantitative descriptive approach using multiple linear regression analysis. A purposive sampling technique was used to select 80 MSMEs from a population of 150, with specific criteria such as minimum two years of operation and available 2018 financial statements. The financial performance variables examined include liquidity, solvency, and profitability. The results show that MSMEs have an average current ratio of 172.86% (good), a quick ratio of 151.07% (good), and a cash ratio of 39.94% (poor). Solvency ratios indicate a debt to asset ratio of 2.62% (poor) and debt to equity of 7.07% (good). Profitability ratios such as Net Profit Margin (34.97%), Gross Profit Margin (35.32%), and Return on Equity (28.38%) were classified as very good. The average KUR financing provided was Rp169,500,000 with a 48-month term. Statistical analysis confirms that liquidity, solvency, and profitability significantly influence the amount of KUR financing. It is suggested that financial institutions give higher consideration to MSME financial performance when determining credit eligibility to support sustainable business growth.

Analisa Titik Impas (Break Even Point) Berbagai Jenis Produk dengan Pendekatan Proporsional dan Single Fixed Expenses Pada Bisnis Kopi RPD

2025-06-30T07:58:43+00:00

This paper aims to discuss a case study of the calculation of the
break-even point in the RPD Coffee Business. The method or
approach used is through two propositional approaches and single
fixed costs. The First Approach obtains BEP in Units and BEP in
currency or Rp for each product line, namely: Product line 1 (L1)
has a BEP volume in units of 64.1 and BEP in sales of Rp
3,205,061.83. L2, has a BEP in units of 72,162, BEP in sales of Rp
1,804,046.57. L3 has a BEP in units of 11,900 units with a BEP in
sales of Rp 1,785,060.71. L4 has a BEP in units of 26.2 units with a
BEP in sales of Rp 1,837,784.32. Second, the Multi-Product Break
Even Analysis Approach with Single Fixed Cost obtained by the
RPD coffee business, BEP is the same as Fixed Cost as one part
with a margin contribution ratio (0.797) or 79.7% which is Rp
7,579,331.64. The advantage of the second approach in determining
BEP is that Fixed Cost does not need to be proportional.