https://ejournal.unib.ac.id/jeperta <p>JEPERTA adalah jurnal ilmiah yang berkaitan dengan topik sosial ekonomi pertanian dan agribinis. Jurnal ini merupakan media penyebaran informasi dari hasil pemikiran dan penelitian dosen, peneliti dan praktisi yang tertarik pada pengembangan sosial ekonomi pertanian dan agribisnis. Jurnal ini diharapkan dapat membantu para praktisi, pengambil kebijakan, dosen, mahasiswa, dan masyarakat lainnya untuk lebih memahami situasi dan kondisi di sektor pertanian.</p> <p><strong>JEPERTA-Jurnal Ekonomi Pertanian dan Agribisnis</strong> pertama kali diterbitkan oleh Jurusan Sosial Ekonomi Pertanian, Fakultas Pertanian, Universitas Bengkulu pada tahun 2024. Sebagai wahana komunikasi insan akademik dalam bidang Ekonomi Pertanian dan Agribisnis secara luas.</p> <p><strong>JEPERTA-Jurnal Ekonomi Pertanian dan Agribisnis</strong> terbit dua kali dalam setahun, yaitu Bulan Juni dan Desember. Artikel ilmiah yang dipublikasikan dalam jurnal ini mencakup penelitian dari mahasiswa, dosen, peneliti, praktisi, dan akademisi lainnya.</p> <p><strong>JEPERTA-Jurnal Ekonomi Pertanian dan Agribisnis</strong> menerima segala tulisan ilmiah hasil penelitian yang belum pernah dipublikasikan.</p> <p>^{___________________________________________________________________________________________________________________________________}</p> <p>Nama Jurnal : <strong>JEPERTA</strong></p> <p>ISSN : <strong>xxxx-xxxx (online) and xxxx-xxxx (printed)</strong></p> <p>DOI : 10.31186/jeperta.id</p> <p>Editor in Chief : <strong>Apri Andani, S.P., M.Si.</strong></p> <p>Terbitan : <strong>Juni dan Desember</strong></p> <p>Penerbit : <strong>Jurusan Sosial Ekonomi Pertanian Fakultas Pertanian Universitas Bengkulu</strong></p> <p>Email : <strong>aandani@unib.ac.id</strong></p> Badan Penerbitan Fakultas Pertanian Universitas Bengkulu en-US JEPERTA - Jurnal Ekonomi Pertanian dan Agribisnis https://ejournal.unib.ac.id/jeperta/article/view/43105 <table> <tbody> <tr> <td width="416"> <p><em>This paper aims to discuss a case study of the calculation of the break-even point in the RPD Coffee Business. The method or approach used is through two propositional approaches and single fixed costs. The First Approach obtains BEP in Units and BEP in currency or Rp for each product line, namely: Product line 1 (L1) has a BEP volume in units of 64.1 and BEP in sales of Rp 3,205,061.83. L2, has a BEP in units of 72,162, BEP in sales of Rp 1,804,046.57. L3 has a BEP in units of 11,900 units with a BEP in sales of Rp 1,785,060.71. L4 has a BEP in units of 26.2 units with a BEP in sales of Rp 1,837,784.32. Second, the Multi-Product Break-Even Analysis Approach with Single Fixed Cost obtained by the RPD coffee business, BEP is the same as Fixed Cost as one part with a margin contribution ratio (0.797) or 79.7% which is Rp 7,579,331.64. The advantage of the second approach in determining BEP is that Fixed Cost does not need to be proportional.</em></p> </td> </tr> </tbody> </table> Redy Badrudin Bambang Sumantri Mega Putri Nolasary Audi Muhhazim Copyright (c) 2025 JEPERTA - Jurnal Ekonomi Pertanian dan Agribisnis 2025-06-30 2025-06-30 2 1 https://ejournal.unib.ac.id/jeperta/article/view/42587 <p><em>This study investigates the effect of </em><em>micro, small, and medium enterprise (MSMEs’) financial performance on the provision of People's Business Credit (KUR) financing by PT. BRI Syariah, Bengkulu Branch Office. The research aims to analyze the financial performance of MSMEs, the amount of KUR disbursed, and how financial performance influences KUR financing decisions. The method employed is a quantitative descriptive approach using multiple linear regression analysis. A purposive sampling technique was used to select 80 MSMEs from a population of 150, with specific criteria such as minimum two years of operation and available 2018 financial statements. The financial performance variables examined include liquidity, solvency, and profitability. The results show that MSMEs have an average current ratio of 172.86% (good), a quick ratio of 151.07% (good), and a cash ratio of 39.94% (poor). Solvency ratios indicate a debt to asset ratio of 2.62% (poor) and debt to equity of 7.07% (good). Profitability ratios such as Net Profit Margin (34.97%), Gross Profit Margin (35.32%), and Return on Equity (28.38%) were classified as very good. The average KUR financing provided was Rp169,500,000 with a 48-month term. Statistical analysis confirms that liquidity, solvency, and profitability significantly influence the amount of KUR financing. It is suggested that financial institutions give higher consideration to MSME financial performance when determining credit eligibility to support sustainable business growth.</em></p> Bambang Sumantri Irnad Bella Dwi Inka Melani Anisa Fitri Copyright (c) 2025 JEPERTA - Jurnal Ekonomi Pertanian dan Agribisnis 2025-06-30 2025-06-30 2 1