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Abstract
This community service activity aims to improve literacy and household financial management skills for recipients of the Family Hope Program (PKH) in Muara Bangkahulu District, Bengkulu City. Through educational activities and hands-on practice, participants are expected to be able to manage aid funds more productively in order to achieve family economic independence. The implementation methods included socialization, material delivery, interactive discussions, case studies, as well as financial recording and household budget preparation exercises. The results of the activity showed an increase in participants' understanding of the importance of financial planning, discipline in recording cash flow, and the ability to allocate assistance funds for productive activities. This activity also motivated participants to start saving and developing small businesses
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Copyright (c) 2025 Cikit Apriyanti, Mochamad Ridwan, Yusnida, Bima Prasetya Kumara, Devina Octarrum
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References
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References
Aspinall, E. & Fealy, G. (2010). Localizing Power in Post-Authoritarian Indonesia: A Case Study of Decentralization and the Impact on Governance. Institute of Southeast Asian Studies.
Badan Perencanaan Pembangunan Nasional (BAPPENAS). (2021). Laporan Tahunan Program Keluarga Harapan (PKH) 2020. Jakarta: BAPPENAS.
Bank Indonesia. (2020). Pengelolaan keuangan Indonesia: Tinjauan dan Strategi Peningkatan. Jakarta: Bank Indonesia.
Dinas Sosial Kota Bengkulu. (2024). Data Penerima Program Keluarga Harapan (PKH) di Kota Bengkulu. Kota Bengkulu: Dinas Sosial.
Husnan, S., & Supriyadi, A. (2018). Pendidikan Kewirausahaan dan Pengelolaan keuangan bagi Masyarakat Miskin: Sebuah Model untuk Meningkatkan Kesejahteraan Ekonomi. Jurnal Ekonomi dan Pembangunan, 12(3), 34-50.
Kementerian Sosial Republik Indonesia. (2023). Pedoman Pelaksanaan Program Keluarga Harapan (PKH). Jakarta: Kementerian Sosial RI.
Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM). (2021). Studi Tentang Pengaruh Pelatihan Kewirausahaan terhadap Kemandirian Ekonomi Penerima PKH. Jurnal Pengabdian kepada Masyarakat, 15(2), 101-112.
Otoritas Jasa Keuangan (OJK). (2022). Pengelolaan keuangan di Indonesia: Tantangan dan Solusi untuk Pemberdayaan Masyarakat. Jakarta: OJK.
Suharyadi, S. (2019). Pengelolaan Keuangan Rumah Tangga: Dari Pengeluaran ke Pengelolaan Bisnis. Jakarta: Penerbit Universitas Indonesia.
World Bank. (2021). World Development Report 2021: Data for Better Lives. Washington D.C.: World Bank.