Article Sidebar

Submitted
September 7, 2015
Published
March 16, 2012
Download
PDF
Statistic
Read Counter : 83 Download : 78

Downloads

Download data is not yet available.

Main Article Content

Abstract

This research is aimed at assessing the Agriculture Sector Loan Arrears in BRI unit Pasar Rengas District of Batanghari and to analyze their determinant factors. Respondents were purposively selected as many as 69 people that is 50% of 137 populations who applied for credit in the period from July to December 2009 to BRI unit Pasar Rengas District of Batanghari. Data were analysed using descriptive method while chi-square formula and the contingency coefficient formula are used to determine relationship between independent and dependent variables. The results of this study indicate that the level of customer credit arrears level at PT. BRI unit Pasar Rengas categorised as the high category, and the factors associated with the level of loan arrears are motivation, the number of family, loan experience, and revenue. Formal education and collaterals correlated significantly with the level of customer credit arrears.

Keywords

loan arrears plantation influenced factors

Article Details

License

Authors who publish with this journal agree with the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a  Creative Commons Attribution-ShareAlike 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
  4. This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
How to Cite
Febrinarni, F., & Reflis, R. (2012). KAJIAN TINGKAT TUNGGAKAN KREDIT SUB SEKTOR PERKEBUNAN PADA BANK RAKYAT INDONESIA UNIT PASAR RENGAS KABUPATEN BATANGHARI PROPINSI JAMBI. Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian Dan Agribisnis, 11(1), 12–21. https://doi.org/10.31186/jagrisep.11.1.12-21
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX

References

  1. Alamsyah, T. 2007. Analisis Faktor-faktor yang Mempengaruhi Tingkat Pengembalian Kredit Usaha Pedesaan (Kupedes) Sektor Agribisnis (BRI Unit Ciomas). [Skripsi]. Program Ekstensi Manajemen Agribisnis. Fakultas Pertanian. Institut Pertanian Bogor.
  2. Asih, M. 2007. Analisis Faktor-Faktor yang Mempengaruhi Pengembalian Kredit Pengusaha Pada Program Kemitraan Corporate Social Responsibility (Studi Kasus: PT. Telkom Divre II Jakarta)). [Skripsi]. Program Ilmu Ekonomi. Fakultas Ekonomi dan Manajemen. Institut Pertanian Bogor
  3. [BPS]. 2000. Jambi dalam Angka. Badan Pusat Statistik Prov. Jambi.
  4. Kasmir. 2002. Bank dan Lembaga Keuangan lainnya. Jakarta: PT. Grafindo Persada.
  5. Nuhung, I.A. 2000. Reorientasi Pembangunan Pertanian Dan Peran Perguruan Tinggi Pertanian: Suatu Pembahasan. Kumpulan Makalah Utama Dalam Seminar Nasional Hasil Penelitian. Bengkulu: Fakultas Pertanian Universitas Bengkulu, 23-24 Oktober 2000, hal 1-2
  6. Racmat, F dan Maya, A. 2004. Manajemen Pengkreditan Bank Umum: Teori Masalah, Kebijakan dan Aplikasinya Lengkap Serta Analisis Kredit. Alfabeta. Bandung.
  7. Siegel, S. 1992. Statistik Non Parametrik. PT Gramedia Pustaka Utama, Jakarta.
  8. Sinungun. 1987. Produktivitas Apa dan Bagaimana. PT. Bina Aksara, Jakarta.
  9. Suhayanto, dan Wiguna A. 2003. Pemanfaatan Kredit dan Faktor-Faktir Penyebab Terjadinya Tunggakan Kredit Program P4K yang Diambil Kelompok Petani Kecil (KPK) di Propinsi Bali. Jurnal Balai Pengkajian Teknologi Pertanian (BPTP). Bali (01-03-2011)
  10. Syafri, 2003. Analisis Kredit Perbankan 1997-2002 ; Pendekatan Kointegrasi dan Model Koresksi Kesalahan. Jakarta ; Pusat Pengkajian dan Pelayanan Informasi (P3I) Sekretariat Jendral DPR RI
  11. Triwibowo, D . 2009. Analisis Faktor-Faktor yang Mempengaruhi Pengambilan Kredit Bermasalah Oleh Nasabah di Sektor Perdagangan Agribisnis, Kasus Pada BPR Rama Ganda [Skripsi]. Program Ekstensi Manajemen Agribisnis. Fakultas Pertanian. Institut Pertanian Bogor.