Socialization of The Introduction of Financial Technology (Fintech) to Fisherman Group Of Malabero Village, Bengkulu City In The Era of Digitalization and Internationalization

Abstrak

most groups of fishermen in the Malabero Village sell processed products along the road, namely dried/salted fish which are of fairly good quality, but product packaging is still very little paid attention to. Most of the products are sold in bulk, although some have gone through sorting and grading processes. To meet the needs of the local/international market, marketing is carried out between districts within the province, or even exports outside the city/province/country. All of these activities are hampered by a lack of understanding about banking, capital, and also financial literacy. Therefore, one of the efforts that can be made in the digital era and towards internationalization is the introduction of financial technology as an alternative to capital that is quite easy and fast. The advantages of financial technology are that it facilitates financial services, with low interest business capital, and overall can improve people's lives. Financial management using financial technology that involves payment transactions, savings, and funding. Activities and transactions within organisations that can support development of financial technology. The inhibiting factors in the implementation of financial technology in an organisation include unpreparedness of infrastructure, technology, and cost.