Article Sidebar

Submitted
August 7, 2024
Published
June 30, 2024
Download
PDF
Statistic
Read Counter : 275

Main Article Content

Abstract

The research aims to find out whether financial literacy, financial technology, hedonism lifestyle, self-control influence the financial management behavior of Bengkulu University students. The research method used in this study is quantitative using primary data collected through questionnaires distributed online through various social media. This study distributed questionnaires to 120 respondents from students of the University of Bengkulu who has a bussiness and then processed statistically using IBM SPSS 24 and multiple linear regression methods. The research finding that financial literacy has a positive and significant effect on financial management behavior, financial technology has no effect on financial management behavior, hedonism lifestyle has no effect on financial management behavior, and self-control has a positive and significant effect on financial management behavior.

Keywords

Financial Literacy Financial Technology Financial Management Behavior Hedonism Lifestyle Self-Control

Article Details

License

Copyright (c) 2024 Refianti Refianti, Intan Zoraya

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

How to Cite
Refianti, R., & Zoraya, I. (2024). Influence of Financial Literacy, Financial Technology, Hedonism Lifestyle, and Self-Control on Financial Management Behavior of Undergraduate Students at the University of Bengkulu. Student Journal of Business and Management, 7(2), 103–116. Retrieved from https://ejournal.unib.ac.id/sjbm/article/view/36326
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX

References

  1. Amelia, W. R., & Lubis, A. H. (2019). Penggunaan Theory of Planned Behavior untuk Menganalisis Niat Perilaku Milenial dalam Belanja Daring melalui Aplikasi Instagram. Jurnal Bisnis Manajemen dan Informatika, 16(2), 210-230.
  2. Ajzen, I. (2005). Attitudes, Personality, and Behavior (2nd Ed.). McGraw-Hill Education.
  3. Ameliawati, M., & Setiyani, R. (2018). The influence of financial attitude, financial socialization, and financial experience to financial management behavior with financial literacy as the mediation variable. KnE Social Sciences, 3(10), 811.
  4. Andreapuspa, S., & Muhdiyanto. (2022). The influence of financial knowledge and lifestyle of hedonism on financial management behavior through locus of control as a moderation variable. Prosiding 15th Urecol: Seri B Mahasiswa. https://citeseerx.ist.psu.edu/document?repid=rep1&type=pdf&doi=e4f4d1dabf914b1cb840e4fad67812d58d8889e3
  5. Ayoeb, H. (2008). Forever Rich. PT Mizan Publika.
  6. Baumeister, R. F., Bratslavsky, E., Muraven, M., & Tice, D. M. (1998). Ego depletion: is the active self a limited resource?. Journal of Personality and Social Psychology, 74(5), 1252-1265.
  7. Cahyani, N. R. (2022). Pengaruh financial literacy, locus of control, income, dan hedonism lifestyle terhadap financial management behavior Generasi Z. Jurnal Ilmu Manajemen, 10(2), 420-432.
  8. Dewi, N. P., Gama, A. W., & Astiti, N. Y. (2021). Pengaruh literasi keuangan, gaya hidup hedonisme, dan pendapatan terhadap pengelolaan keuangan mahasiswa Unmas. Jurnal Emas, 2(3), 74-86.
  9. Ferdiansyah, A., & Triwahyuningtyas, N. (2019). Analisis layanan financial technology dan gaya hidup terhadap perilaku keuangan mahasiswa. Jurnal Ilmiah Mahasiswa Ekonomi Manajemen, 6(1), 223-235.
  10. Fishbein, M. A., & Ajzen, I. (1975). Belief, attitude, intention and behaviour: An introduction to theory and research. Reading, MA: Addison-Wesley.
  11. Ghufron, M. N., & Risnawita, R. (2011). Teori-teori psikologi. Ar- Ruzz Madia.
  12. Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh literasi keuangan dan gaya hidup terhadap pengelolaan keuangan mahasiswa prodi manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora, 4(2), 23-35.
  13. Hair, J. F., Babin, B. J., Black, W., & Anderson, R. E. (2010). Multivariate Data Analysis: A Global Perspective. Pearson.
  14. Humaidi, A., Khoirudin, M., Adinda, A. R., & Kautsar, A. (2020). The effect of financial technology, demography, and financial literacy on financial management behavior of productive age in Surabaya, Indonesia. International Journal of Advances in Scientific Research and Engineering (ijasre), 6(1), 77-81.
  15. Hurlock, E. B. (1990). Psikologi perkembangan: suatu pendekatan sepanjang rentang kehidupan. Erlangga.
  16. Ida, I. & Dwinta, C. Y. (2010). Pengaruh locus of control, financial knowledge, income terhadap financial management behavior. Jurnal Bisnis dan Akuntansi, 12(3), 131-144.
  17. Kazdin, A. E. (1994). Behavior Modification in Applied Settings (5th Ed.).. Brooks/Cole Publishing Company.
  18. Kholilah, N. A., & Iramani, R. (2013). Studi financial management behavior pada masyarakat Surabaya. Journal of Business and Banking, 3(1), 69-80.
  19. Mahmudah, N., & Retnosari. (2021). Pengaruh financial literacy, parent income, dan hedonisme terhadap manajemen keuangan mahasiswa pada masa pandemi Covid-19. Jurnal ManeksiI, 10(2), 195-203.
  20. OJK. (2017). Literasi keuangan. https://ojk.go.id/id/kanal/edukasi-dan-perlindungan-konsumen/Pages/literasi-keuangan.aspx
  21. Putra, A., Handayani, S., & Pambudi, A. (2013). Perilaku pengendalian diri pada perilaku manajemen keuangan personal berdasarkan pada teori planned behavior menggunakan pendekatan partial least square. JP FEB Unsoed, 3(1), 309-314.
  22. Putra, P. D., Harahap, K., & Rahmah, S. S. (2020). The hedonism lifestyle, financial literacy and financial management among business education students to financial management. Journal of Community Research and Service, 4(1), 32-38.
  23. Putri, N. M., & Andarini, S. (2022). Pengaruh self control dan financial attitude terhadap financial management behavior pengguna layanan buy now pay later. Jurnal Ekonomi Akuntansi dan Manajemen, 21(1), 60-74.
  24. Rohmanto, F., & Susanti, A. (2021). Pengaruh literasi keuangan, lifestyle hedonis, dan sikap keuangan pribadi terhadap perilaku keuangan mahasiswa. Jurnal Ekonomi, Bisnis dan Manajemen, 8(1), 40-48.
  25. Rosa, I., & Listiadi, A. (2020). Pengaruh literasi keuangan, pendidikan keuangan di keluarga, teman sebaya, dan kontrol diri terhadap manajemen keuangan pribadi. Jurnal Manajemen, 12(2), 244-252 .
  26. Rotter, J. B. (1966). Generalized expectancies for internal versus external control of reinforcement. Psychological Monographs: General and Applied, 80(1), 1-28.
  27. Siswanti, I., & Halida, A. M. (2020). Financial knowledge, financial attitude, and financial management behavior: self-control as mediating. The International Journal of Accounting and Business Society, 28(1), 105-132.
  28. Sudiantara, Y. (2003). Nilai-nilai hidup dalam masyarakat Jawa. Universitas Katolik Soegijapranata.
  29. Sugiyono. (2017). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
  30. Trisnowati, Y., Khoirina, M. M., & Putri, F. A. (2020). Faktor yang mempengaruhi financial management behavior pada mahasiswa fokus keilmuan ekonomi dan bisnis Kabupaten Gresik. Jurnal Manajerial, 7(2), 110-123.